We are excited to provide you with the templates you need and or require for your DIY Credit Repair tasks. We offer single files for a specific need or file groups in specific bundles you will need for a certain process. You only pay for what you need with no recurring subscriptions or paying for hundreds of files you do not need.   All Files are of US Copyright and reproduction or distribution of such is a violation of federal law and can and will be prosecuted as such. Use of these files are for personal use only and can not be resold or distributed in any manor without express written consent from CM Fresh Start LLC. All Downloadable products have a NO REFUND policy. Please make sure you have selected the correct file you need.